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IMEs for Auto Insurance Claims

When an individual is injured in a motor vehicle accident, an Independent Medical Evaluation (IME) plays a crucial role in determining the extent of the injuries, necessary treatments, and potential long-term effects. Dr. Daniel A. Romanelli, M.D., provides comprehensive IME services for auto insurance claims, offering expert orthopedic evaluations to ensure accurate, evidence-based medical opinions.

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What is an IME for Auto Insurance Claims?

 

An Independent Medical Evaluation (IME) is an objective medical assessment performed by a physician who is not involved in the patient's treatment. IMEs are often requested by insurance companies, attorneys, or employers to:

  • Verify the extent of an injury sustained in an auto accident.

  • Determine the necessity of medical treatments and future care.

  • Assess whether the injury is work-related or accident-related.

  • Provide an unbiased, expert medical opinion to support claim resolution.

Dr. Romanelli specializes in orthopedic-related IMEs, offering in-depth evaluations of musculoskeletal injuries such as fractures, ligament damage, whiplash-related trauma, and joint injuries.

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Why are IMEs Important for Auto Insurance Claims?

 

IMEs provide clear and objective medical documentation to support or dispute auto insurance claims. These evaluations help:

  • Insurance Companies: Ensure that claims are valid and medically justified.

  • Attorneys: Strengthen legal cases with medical evidence.

  • Employers & Adjusters: Determine if injuries impact work ability.

  • Injured Individuals: Confirm the severity of injuries and need for further treatment.

A properly conducted IME can help prevent fraudulent claims while ensuring that truly injured individuals receive the appropriate compensation and medical care.

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What to Expect in an IME?

During an IME, Dr. Romanelli will:

  1. Review Medical Records – Examining prior treatments, imaging results, and physician notes.

  2. Conduct a Physical Examination – Assessing range of motion, pain levels, and functional limitations.

  3. Evaluate Causation – Determining if the injury directly resulted from the auto accident.

  4. Assess Treatment Necessity – Confirming whether past and future treatments are appropriate.

  5. Provide a Detailed Medical Report – Summarizing findings, conclusions, and professional recommendations.

The final report serves as a critical document in insurance claim determinations, legal proceedings, and settlement negotiations.

Types of Auto Accident Injuries Evaluated

Dr. Romanelli specializes in evaluating orthopedic injuries commonly associated with auto accidents, including:

  • Whiplash and Neck Injuries

  • Spinal Injuries (Herniated Discs, Sprains)

  • Fractures and Dislocations

  • Ligament and Tendon Injuries (ACL, Rotator Cuff Tears, etc.)

  • Knee, Shoulder, and Hip Injuries

  • Soft Tissue Damage and Chronic Pain Conditions

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If you need a trusted orthopedic specialist to perform an Independent Medical Evaluation for an auto insurance claim, Dr. Daniel A. Romanelli, M.D., is here to help.

Contact us today to schedule an IME and receive a thorough, professional evaluation.

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